CAD to UAH Rate Today: Canadian Dollar to Hryvnia Exchange
The spread between a bank’s quote and your transfer app can cost you real money—and it changes daily. If you’re tracking the loonie’s movement against the hryvnia, the numbers on your transfer app won’t always match what the bank quotes.
Current High CAD/UAH: 32.2486 · Current Low CAD/UAH: 31.1189 · Average CAD/UAH: 31.5270 · Change: 1.70% · Kyiv Buy Rate: 32.01 UAH · Kyiv Sell Rate: 32.08 UAH
Quick snapshot
- Official National Bank of Ukraine CAD/UAH daily average not yet confirmed
- Specific fee structures vary by transfer method and are not always displayed upfront
- CAD/UAH volatility stands at 0.20% over 7 days and 0.26% over 90 days (XE.com)
- Rates update in near real-time on most platforms (XE.com)
- Canadian dollar forecasts remain unavailable — exact future rates cannot be predicted reliably
- Transfer services continue competing on speed and margins for Ukraine corridors
| Metric | Value |
|---|---|
| 1 CAD in UAH (Wise) | 32.2486 high |
| Kyiv Kurs.com.ua Buy | 32.01 UAH |
| Kyiv Kurs.com.ua Sell | 32.08 UAH |
| Revolut 100 CAD | 3177.54 UAH |
How much does the Canadian dollar cost in UAH?
The question sounds simple, but the answer depends heavily on where you look. Different services apply different margins on top of the mid-market rate, so the number you see can vary by more than 2 hryvnias per Canadian dollar depending on the platform.
Live rates from converters
The mid-market rate — what banks pay when trading among themselves — sits around 31.43 UAH per CAD according to Wise (international money transfer service), while XE.com (currency data provider) reports 32.1695 UAH. That gap of roughly 0.74 UAH is not a rounding error — it represents the embedded margin each service keeps.
Platforms that advertise higher rates often build in fees elsewhere. Services quoting 32.16 UAH may charge transfer fees that erase the apparent advantage over a platform showing 31.43 UAH.
Recent high and low
XE.com data shows the 7-day range for CAD/UAH as 29.947 UAH (high) to 29.714 UAH (low), with a 30-day average of 29.715 UAH and a 90-day average of 29.928 UAH (XE.com historical data). Over the past week, volatility has held steady at just 0.20%, and the 90-day volatility sits at 0.26%.
The implication: short-term fluctuations are modest. If you’re transferring a few hundred dollars, the day-to-day spread matters less than which service provider you choose.
What is PrivatBank’s rate today?
PrivatBank is Ukraine’s largest commercial bank, and many diaspora members look to it as a familiar reference point. The bank publishes daily CAD/UAH exchange rates on its official website, but these rates apply specifically to card-to-card transfers and may differ from cash exchange.
PrivatBank CAD/UAH buy/sell
PrivatBank’s published rate typically falls between the mid-market reference and the street exchange rate. The buy rate (what the bank pays you when you sell CAD) and the sell rate (what you pay when you buy CAD) include a spread that represents the bank’s margin. For exact figures, check PrivatBank’s official currency page — rates update each business day and may vary slightly from the mid-market rate by 0.5–1.5 UAH depending on the day.
Comparison with Oschadbank
Oschadbank (Ukrainian state bank) offers another reference point for CAD exchange rates. While PrivatBank handles the largest volume of retail transactions in Ukraine, Oschadbank may offer slightly different rates depending on branch location and currency demand. The spread between these two major banks rarely exceeds 0.30 UAH, but that gap can add up when you’re transferring larger amounts.
The catch: bank rates in Ukraine typically lag behind the mid-market rate by several hours. If the market moves between morning and afternoon, the bank rate you locked in the morning may no longer reflect current conditions.
What is the Canadian dollar rate in banks?
Beyond PrivatBank and Oschadbank, several Ukrainian financial institutions offer Canadian dollar exchange. Not all banks handle CAD equally — some only service it at specific branches in Kyiv, while others provide consistent nationwide availability.
Top Ukrainian banks
PRAVEX Bank, a Ukrainian commercial bank, explicitly notes that it exchanges Canadian dollars only at its Kyiv branches (PRAVEX Bank currency policy). This is a key practical detail: if you’re outside Kyiv and need to exchange physical CAD cash, your options narrow significantly.
Not every Ukrainian bank branch handles Canadian dollars. Before making a trip, call ahead or check the bank’s official currency page to confirm CAD availability at your specific location.
Lowest commission banks
Commission structures vary widely. Some banks charge a flat fee per transaction, while others embed the margin in the exchange rate itself. For electronic transfers (non-cash), fintech services like Wise often undercut traditional banks on total cost because they pass the mid-market rate to customers with a small percentage markup rather than a fixed fee.
The implication: comparing the exchange rate alone is insufficient. A bank offering 32.00 UAH with a 50 UAH flat fee is worse value than a service offering 31.60 UAH with zero transfer fee on amounts under 5,000 CAD.
How much does the Canadian dollar cost in Kyiv exchangers?
Kyiv’s physical exchange offices — known locally as “obmin” points — remain a popular option for cash exchange. These operators cater to both tourists and residents who prefer dealing in physical currency rather than bank transfers.
Best rates in Kyiv
According to Kurs.com.ua (Ukrainian exchange rate aggregator), the best buy rate for CAD in Kyiv as of recent data is 32.01 UAH, while the sell rate stands at 32.08 UAH. That 0.07 UAH spread represents the exchanger’s margin — slightly tighter than what many banks offer.
Obmin24 and Kurs.com.ua
Obmin24 (Ukrainian exchange aggregator) and Kurs.com.ua both aggregate real-time rates from physical exchangers across Kyiv and other major Ukrainian cities. These platforms update frequently throughout the day, allowing you to identify the best available rate before leaving the house. The spread between the highest and lowest buy rates across Kyiv exchangers can reach 0.15–0.25 UAH on any given day.
What this means: for a 1,000 CAD transfer, choosing the best exchanger over the worst could net you an extra 150–250 UAH. That’s worth ten minutes of rate-checking before you go.
How to transfer money from Canada to Ukraine?
Whether you’re supporting family members or managing business payments across the Canada-Ukraine corridor, the transfer process generally follows the same steps — but the provider you choose affects both cost and speed substantially.
To PrivatBank cards
Most international transfer services allow you to send funds directly to a PrivatBank card. The recipient doesn’t need a special account — a standard Ukrainian bank card linked to a hryvnia account receives the converted funds automatically. Wise (international transfer platform) notes that transfers to Ukraine via Wise account typically arrive in seconds, while bank transfers through Wise are cheaper than some alternatives but slower.
Wise and Revolut options
Revolut (digital banking platform) displays live CAD/UAH rates updated continuously due to market fluctuations. For example, 100 CAD converts to approximately 3,177.54 UAH at Revolut’s current rate.
Wise reports that over 14.8 million people use its platform for international transfers, with the mid-market rate as the baseline for pricing. The platform’s fee model is percentage-based rather than flat-rate, making it particularly competitive for larger transfers.
Other options include Instarem Europe (money transfer service), which sources FX rates directly from Reuters and applies a minimal margin, and Ria Money Transfer, quoting approximately 32.08832 UAH per CAD for currency conversion.
CAD/UAH service comparison
Six providers, two key metrics: the mid-market rate they pass through and the total cost to send 1,000 CAD.
| Provider | CAD/UAH Rate | Transfer Fee | Speed |
|---|---|---|---|
| Wise | 31.43 UAH | ~0.5–1% | Seconds to hours |
| XE.com | 32.1695 UAH | Varies | 1–3 business days |
| Revolut | 29.67 UAH | Weekend markup | Instant |
| Ria Money Transfer | 32.08832 UAH | Flat fee | Hours to days |
| Instarem Europe | 32.1619 UAH | Low margin | 1–2 business days |
| Western Union | Variable | Method-dependent | Minutes to days |
The pattern across these services: platforms quoting the highest nominal rate often apply the largest hidden costs through transfer fees or unfavorable base rates. Wise’s 31.43 UAH looks lower than XE’s 32.1695 UAH on paper, but Wise’s transparent low markup typically results in more hryvnias reaching the recipient per Canadian dollar sent.
Step-by-step: sending CAD to Ukraine
- Check the mid-market rate. Use XE.com or a neutral converter to find the baseline CAD/UAH rate before looking at any provider’s offer.
- Compare total cost, not just the rate. Calculate how many UAH your recipient actually receives after fees. A provider offering 32.00 UAH with a 40 CAD fee may yield less than one offering 31.50 UAH with no fee.
- Verify recipient details. Whether sending to a PrivatBank card or another Ukrainian bank, double-check the account number and SWIFT/BIC codes before confirming.
- Initiate the transfer. Most services allow you to fund the transfer via bank account, debit card, or credit card. Bank account funding is typically cheapest but slowest.
- Track delivery. Wise and Revolut both offer in-app tracking. For bank transfers, allow 1–3 business days for processing.
Wise (international money transfer platform)
“The best way to send Canadian dollar to Ukrainian hryvnia is by using money that’s in your Wise account. It’s cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.”
Revolut (fintech banking platform)
“Although we update our data continuously, exchange rates are always changing due to market fluctuations. Check the current rate in-app before you convert or send.”
Instarem Europe (money transfer service)
“Our pricing cuts out the unnecessary extras, giving you exceptional value with low fees and FX rates sourced straight from Reuters keeping only a tiny margin.”
Related reading: CIBC Investor’s Edge · Capital of Canada
xtransfer.com, remitbee.com, stablepayments.co.uk, westernunion.com
Related coverage: CAD/UAH rate trends fördjupar bilden av Canadian Dollar (CAD) to Hryvnia (UAH) Rate Today.
Frequently asked questions
What factors affect CAD to UAH rate?
The CAD/UAH exchange rate responds to interest rate differentials between Canada and Ukraine, crude oil prices (Canada is a major oil exporter, so CAD often tracks oil trends), political stability in both countries, and overall demand for hryvnias among international transfer services. Short-term volatility over a 7-day period typically stays below 0.5%, according to XE.com data.
Is Wise reliable for CAD transfers to Ukraine?
Wise is used by over 14.8 million people globally and is regulated in multiple jurisdictions. For CAD to Ukraine transfers, Wise offers mid-market rates with a transparent low markup and typically delivers funds within seconds to hours, depending on the funding method chosen.
What is the Canadian dollar symbol?
The Canadian dollar is abbreviated as CAD. Its symbol is “C$” to distinguish it from the US dollar (which uses just “$”). In financial contexts, you may see it written as “CAD” or “C$” depending on the platform.
How often do bank rates update?
Ukrainian banks typically update their exchange rates once per business day, usually in the morning. Fintech platforms like Wise and Revolut update continuously based on market conditions. Physical exchange offices may update rates multiple times per day, especially in volatile periods.
Where to exchange CAD in Kharkiv?
CAD exchange options in Kharkiv are more limited than in Kyiv. Not all Ukrainian banks handle Canadian dollars at every branch. Check aggregators like Kurs.com.ua or Obmin24 for the nearest participating exchanger, and call ahead to confirm availability before traveling.
What is CAD to EUR cross-rate?
To find the CAD to EUR cross-rate, divide the CAD/UAH rate by the EUR/UAH rate. For example, if 1 CAD = 31.43 UAH and 1 EUR = 42.00 UAH, then 1 CAD ≈ 0.748 EUR. Most currency converters allow you to calculate cross-rates directly.
Are there limits on transfers from Canada?
Transfer limits depend on the provider and your account verification level. Wise typically allows transfers from CAD 1 to CAD 250,000+ depending on verification. Bank transfers may have lower limits for unverified accounts. Western Union’s limits vary by payment method and recipient location.
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